TADBIRKORLIKNI MOLIYAVIY QO‘LLAB-QUVVATLASHNING RIVOJLANGAN MAMLAKATLAR TAJRIBASI
DOI:
https://doi.org/10.5281/zenodo.23157612Keywords:
tadbirkorlik, moliyaviy qo‘llab-quvvatlash, kichik va o‘rta biznes, imtiyozli kredit, subsidiya, grant, kredit kafolati, foiz kompensatsiyasi, soliq preferensiyasi, venchur kapital.Abstract
Mazkur maqolada tadbirkorlikni moliyaviy qo‘llab-quvvatlashning rivojlangan mamlakatlar tajribasi qiyosiy tahlil qilingan. AQSh, Xitoy, Shvetsiya, Shveytsariya va Janubiy Koreyada imtiyozli kreditlar, subsidiyalar, grantlar, kredit kafolatlari, foiz stavkalarini kompensatsiya qilish hamda soliq imtiyozlari va preferensiyalarining amaliy mexanizmlari ko‘rib chiqilgan. OECDning 2026-yilgi hisobotlari va milliy rasmiy manbalar asosida 2024-yildagi kredit miqdori va muddati, foiz va kafolat shartlari, grant va subsidiya hajmlari, soliq rag‘batlari hamda kuzatilgan natijalar qiyoslangan; O‘zbekiston amaliyoti 2025-yil 1-iyul holatidagi rasmiy ma’lumotlar bilan solishtirilgan. Tahlil natijasida kredit kafolatlari va risklarni taqsimlashni kengaytirish, imtiyozli moliyalashtirishni korxonaning rivojlanish bosqichiga moslashtirish, innovatsion grant va subsidiyalarni natijadorlik mezonlariga bog‘lash, foiz kompensatsiyasini maqsadli qo‘llash hamda soliq rag‘batlarini investitsiya va innovatsiya natijalariga yo‘naltirish bo‘yicha ilmiy-amaliy takliflar shakllantirilgan.
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