TIJORAT BANKLARINING MOLIYAVIY BARQARORLIGIGA OID ILMIY QARASHLAR VA NAZARIY YONDASHUVLAR
DOI:
https://doi.org/10.5281/zenodo.16565485Keywords:
moliyaviy barqarorlik, tijorat banki, kapital yetarliligi, likvidlik, daromadlilik, xavf-xatarlar, bank tizimi, iqtisodiy o‘sish.Abstract
Ushbu maqolada tijorat banklarining moliyaviy barqarorligi tushunchasi, uning baholash mezonlari va iqtisodiyot barqaror rivojlanishidagi ahamiyati tahlil qilingan. Bank moliyaviy barqarorligining asosiy ko‘rsatkichlari sifatida likvidlik darajasi, kapital yetarliligi, daromadlilik, aktivlar sifati va xavf-xatarlarni boshqarish qobiliyati alohida ta’kidlangan. Shuningdek, mamlakat moliyaviy tizimi barqarorligi va iqtisodiy o‘sish uchun banklarning barqaror faoliyati muhim o‘rin tutadi. Ilmiy tadqiqotlar olib borishning dolzarbligi va kelgusidagi ahamiyati asoslab berilgan.
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