TIJORAT BANKLARIDA KREDIT MONITORINGINI TAKOMILLASHTIRISH YO‘NALISHLARI
DOI:
https://doi.org/10.5281/zenodo.17525725Keywords:
tijorat banklari, kredit monitoringi, kredit portfeli, kredit siyosati, risklarni boshqarish, kreditga layoqatlilik, zamonaviy kreditlash shakllari, ipoteka kreditlari, kredit kartochkalari, buxgalterlik hisobi, debitorlik va kreditorlik qarzlar.Abstract
Mazkur maqola O‘zbekiston tijorat banklarida kredit monitoringini takomillashtirish yo‘nalishlarini o‘rganishga bag‘ishlangan. Maqolada jismoniy shaxslarni kreditlash hajmini oshirish, kredit kartochkalaridan foydalanish, zamonaviy kreditlash shakllarini joriy etish va mijozlarning kreditga layoqatliligini baholash tizimini takomillashtirish masalalari tahlil qilingan. Shuningdek, banklar tomonidan kredit monitoringi jarayonida buxgalterlik hisobi va hisobotini olib borish, balans ma’lumotlarini to‘g‘riligi, debitorlik va kreditorlik qarzlarini holatini tekshirish kabi amaliy tavsiyalar berilgan. Maqolada O‘zbekiston tijorat banklarining jami kredit portfeli bo‘yicha statistik ma’lumotlar keltirilgan va yillik o‘sish sur’atlari tahlil qilingan.
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