BANK FAOLIYATIDA IQLIM RISKLARI VA ESG-RISKLARNI BOSHQARISHNING NAZARIY ASOSLARI

Authors

  • Axmadjonova Gulmira Xabibulla qizi O‘zbekiston Respublikasi Bank-moliya akademiyasi tayanch doktoranti Author

DOI:

https://doi.org/10.5281/zenodo.20047681

Keywords:

iqlim risklari, ESG-risklar, bank faoliyati, risk-menejment, moliyaviy barqarorlik, yashil moliya, kredit portfeli.

Abstract

Mazkur maqolada bank faoliyatida iqlim risklari va ESG-risklarni boshqarishning nazariy asoslari o‘rganilgan. Tadqiqotda iqlim bilan bog‘liq jismoniy va o‘tish risklarining bank kredit portfeli va moliyaviy barqarorlikka ta’siri tahlil qilindi. Shuningdek, ESG omillarining bank risk-menejment tizimiga integratsiyalashuvi hamda risklarni kamaytirishdagi roli asoslab berildi. Natijada banklarda iqlim va ESG-risklarni boshqarishning kompleks yondashuvini takomillashtirish zarurligi xulosa qilindi.

References

1. Munich Re. Natural disaster losses in 2023. – Munich: Munich Re, 2024. – URL: https://www.munichre.com

2. Bank for International Settlements. Climate-related financial risks: a survey on current initiatives. – Basel: BIS, 2021. – 45 p.

3. O‘zbekiston Respublikasi Markaziy banki. Yillik hisobot – 2025 (2024-yil yakunlari bo‘yicha). – Toshkent: O‘zR MB, 2025. – 180 b. – URL: https://cbu.uz/upload/medialibrary/Annual-Report-2025_.pdf

4. Network for Greening the Financial System. Guide to climate scenario analysis for central banks and supervisors. – Paris: NGFS, 2020. – 60 p.

5. Task Force on Climate-related Financial Disclosures. Recommendations of the TCFD. – London: TCFD, 2017. – 74 p.

6. World Bank. Incorporating ESG factors into banking supervision. – Washington, DC:

World Bank, 2021. – 50 p.

Downloads

Published

2026-02-28