TIJORAT BANKLARIDA LIKVIDLILIKNI TARTIBGA SOLISH AMALIYOTINING ZAMONAVIY HOLATI VA RIVOJLANISH TENDENSIYALARI
Keywords:
tijorat banki, likvidlilik, LCR, NSFR, Bazel III, makroprudentsial nazorat, HQLA, dollarizatsiya, bank nazorati.Abstract
Ushbu maqolada O‘zbekiston Respublikasi tijorat banklarida likvidlilikni tartibga solish amaliyotining zamonaviy holati va rivojlanish tendensiyalari kompleks tahlil qilingan. Tadqiqotda 2020–2025-yillardagi bank tizimi ko‘rsatkichlari, Bazel III doirasidagi LCR va NSFR me’yorlari, yuqori sifatli likvid aktivlar (HQLA) hajmi va ulushi, bank tizimining mulkchilik tarkibi hamda dollarizatsiya dinamikasi rasmiy manbalar asosida baholangan. Natijalar O‘zbekiston bank tizimida LCR va NSFR ko‘rsatkichlari amaldagi minimum talablardan yuqori ekanini, davlat ishtirokidagi banklar ulushi bosqichma-bosqich kamayib borayotganini va milliy valyutadagi resurs bazasi kengayayotganini ko‘rsatadi.
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