Vol. 6 No. 2 (2026): MOLIYA, PUL VA KREDIT
Articles

OPEN INSURANCE VA API TEXNOLOGIYALARI ASOSIDA O‘ZBEKISTON SUG‘URTA BOZORINING RAQAMLI EKOTIZIMINI SHAKLLANTIRISH

Maftuna Xakimzoda
PhD, Toshkent xalqaro universiteti mustaqil izlanuvchisi.

Published 2026-08-29

Keywords

  • Open Insurance, API, InsurTech, sug‘urta bozori, raqamli ekotizim, raqamli transformatsiya, interoperabellik, ma’lumotlar almashinuvi.

Abstract

Maqolada O‘zbekiston sug‘urta bozorida Open Insurance va API texnologiyalari asosida raqamli ekotizimni shakllantirish imkoniyatlari tadqiq etilgan. Xorijiy tajriba va milliy sug‘urta bozori holati tahlil qilinib, bozor ishtirokchilari o‘rtasida standartlashtirilgan ma’lumot almashinuvini tashkil etishga qaratilgan Open Insurance–API integratsiya modeli taklif etilgan. Shuningdek, mazkur modelni bosqichma-bosqich joriy etish yo‘nalishlari asoslangan.

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