DIGITAL MONEY INQILOBI: XXI ASRDA PUL TABIATINING O‘ZGARISHI VA UNING OQIBATLARI
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https://doi.org/10.5281/zenodo.17712956Kalit so‘zlar:
digital money, raqamli iqtisodiyot, blokcheyn, CBDC, Markaziy bank, raqamli transformatsiya, kriptoaktiv, fintex.Abstrak
Ushbu maqolada XXI asrda global moliyaviy tizimda kechayotgan tub o‘zgarishlar, jumladan Digital money fenomeni (hodisasi)ning rivojlanishi, uning moliyaviy va iqtisodiy munosabatlar tizimidagi o‘rni, moliyaviy siyosat va davlatlar o‘rtasidagi raqobat muhitiga ta’siri tahlil qilinadi. Shuningdek, maqolada Digital money konsepsiyasining tarixiy asoslari, blokcheyn va raqamli texnologiyalar bilan bog‘liq transformatsiya jarayonlari hamda Markaziy banklar tomonidan yaratilayotgan CBDC modellarining afzallik va xatarları yoritilgan. Tadqiqotda Digital moneyning pul olamiga kiritayotgan konseptual o‘zgarishlari, uning jamiyat, biznes va moliyaviy bozorlarga ko‘rsatayotgan ta’siri hamda kelgusidagi global iqtisodiy barqarorlikka ta’sir etuvchi omil sifatidagi o‘rni ilmiy jihatdan asoslangan va tegishli xulosalar shakllantirilgan.
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