BANKLARDA YASHIL MOLIYA VA INNOVATSION MAHSULOTLAR: BARQAROR RIVOJLANISH VA RAQOBATBARDOSHLIKNI OSHIRISH
DOI:
https://doi.org/10.5281/zenodo.17616220Keywords:
yashil moliya, innovatsion mahsulotlar, barqaror rivojlanish, tijorat banklari, ESG investitsiyalari, ekologik barqarorlik.Abstract
Ushbu maqolada tijorat banklarida yashil moliya infratuzilmasini rivojlantirish va innovatsion mahsulotlarni joriy etish masalalari tahlil qilinadi. Tadqiqot barqaror rivojlanish va raqobatbardoshlik kontekstida yashil moliya vositalarining bank faoliyatiga ta’sirini ko‘rsatadi. Yashil kreditlar, ESG investitsiyalari, yashil obligatsiyalar va ekologik maslahat xizmatlari orqali banklar ekologik va ijtimoiy mas’uliyatni oshiradi, moliyaviy barqarorlikni mustahkamlaydi va yangi investitsiya oqimini jalb qiladi. Shuningdek, maqolada innovatsion mahsulotlarni joriy etishda strategik rejalashtirish, raqamli texnologiyalar, xodimlar va yosh avlodning roli, regulyativ qo‘llab-quvvatlash kabi omillar muhimligi ta’kidlanadi. Tadqiqot natijalari banklar uchun yashil moliya tizimini rivojlantirish va milliy iqtisodiyotda barqarorlikni oshirish bo‘yicha amaliy tavsiyalarni shakllantirishga xizmat qiladi.
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