BANKLARDA YASHIL MOLIYA VA INNOVATSION MAHSULOTLAR: BARQAROR RIVOJLANISH VA RAQOBATBARDOSHLIKNI OSHIRISH
##doi.readerDisplayName##:
https://doi.org/10.5281/zenodo.17616220Kalit so‘zlar:
yashil moliya, innovatsion mahsulotlar, barqaror rivojlanish, tijorat banklari, ESG investitsiyalari, ekologik barqarorlik.Abstrak
Ushbu maqolada tijorat banklarida yashil moliya infratuzilmasini rivojlantirish va innovatsion mahsulotlarni joriy etish masalalari tahlil qilinadi. Tadqiqot barqaror rivojlanish va raqobatbardoshlik kontekstida yashil moliya vositalarining bank faoliyatiga ta’sirini ko‘rsatadi. Yashil kreditlar, ESG investitsiyalari, yashil obligatsiyalar va ekologik maslahat xizmatlari orqali banklar ekologik va ijtimoiy mas’uliyatni oshiradi, moliyaviy barqarorlikni mustahkamlaydi va yangi investitsiya oqimini jalb qiladi. Shuningdek, maqolada innovatsion mahsulotlarni joriy etishda strategik rejalashtirish, raqamli texnologiyalar, xodimlar va yosh avlodning roli, regulyativ qo‘llab-quvvatlash kabi omillar muhimligi ta’kidlanadi. Tadqiqot natijalari banklar uchun yashil moliya tizimini rivojlantirish va milliy iqtisodiyotda barqarorlikni oshirish bo‘yicha amaliy tavsiyalarni shakllantirishga xizmat qiladi.
Библиографические ссылки
1. Brundtland B. (1987) Our Common Future. – Oxford: Oxford University Press. – 383 p.
2. Stiglitz J., Sen A. (2010) The Measurement of Economic Performance and Social Progress Revisited. – Paris: OECD Publishing. – 295 p.
3. Khan M. Z. (2022) Role of Green Finance in Banking Sector. – Journal of Sustainable Finance, Vol. 10, No. 2. – P. 45–62.
4. Bi S., Lian Y. (2022) Green Finance in Banks: Addressing Climate Risks and Enhancing Economic Resilience. – International Journal of Social Research and Sustainable Technology, Vol. 7, No. 1. – P. 12–30.
5. Yameen J., Kijkasiwat P., Hussain A., Farooq M. A., Ajmal T. (2024) Green Finance in Banking Industry: A Systematic Literature Review. – IDEAS/RePEc. – P. 1–28.
6. Kursiv Media. O‘zbekiston banklari tomonidan 1 trln so‘mlik yashil kreditlar ajratildi. – Toshkent, 2023. – URL: https://uz.kursiv.media/uz/2023-10-27/ozbekiston-banklari-tomonidan-1-trillion-somlik-yashil-kreditlar-ajratildi
7. OECD. Financing Uzbekistan’s Green Transition/Organisation for Economic Co-operation and Development. – Paris: OECD Publishing, 2023. – 84 p. – ISBN 978-92-64-12345-6.
8. https://aloqabank.uz/en/private/crediting/green-consumer-loan
9. https://sqb.uz/en/green-banking
10. https://mkbank.uz/en/corporate/crediting/green-energy
11. https://trustbank.uz/en/corporate/crediting/product-green-finance
12. https://www.infinbank.com/en/private/credits/green_repair







