MAMLAKATIMIZ TIJORAT BANKLARIDA ISLOM MOLIYASI INSTRUMENTLARIDAN FOYDALANISHNI TAKOMILLASHTIRISH
DOI:
https://doi.org/10.5281/zenodo.17740175Keywords:
islom moliyasi, tijorat banklari, moliya instrumentlari, mushoraka, mudoraba, murabaha, sukuk, islom bankchiligi, nobank kredit tashkilotlari, mikromoliyalashtirish, moliyalashtirish mexanizmlari.Abstract
Ushbu maqolada mamlakatimiz tijorat banklari faoliyatida islom moliyasi instrumentlaridan foydalanishni takomillashtirish masalalari tadqiq etiladi. Shuningdek, islom moliyasi tizimining nazariy asoslari, uning shakllanish va rivojlanish bosqichlari, shuningdek, respublikamiz moliya bozorida ushbu instrumentlarning qo‘llanilish holati tahlil qilinadi. Tijorat banklarida mushoraka, mudoraba, murabaha hamda sukuk kabi islomiy moliyaviy vositalarning joriy etilishi va ularning iqtisodiy samaradorligini oshirish imkoniyatlari ilmiy asosda ko‘rib chiqiladi. Bundan tashqari, O‘zbekistonda tijorat banklari tomonidan islom moliyasi xizmatlarini kengaytirishda mavjud institutsional, tashkiliy-huquqiy va metodologik muammolar aniqlanib, ularni bartaraf etish bo‘yicha muallifning taklif va tavsiyalari ilgari suriladi. Mazkur maqola mamlakatimizda islom bankchiligi va nobank kredit tashkilotlari orqali mikromoliyalashtirishni rivojlantirish, moliyaviy inklyuzivlikni kuchaytirish hamda barqaror moliya tizimini shakllantirish istiqbollarini yoritadi.
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