O‘ZBEKISTON TIJORAT BANKLARIDA OCHIQ BANKING VA FINTECH INTEGRATSIYASI: MUAMMOLAR VA RIVOJLANTIRISH YO‘NALISHLARI
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https://doi.org/10.5281/zenodo.20724783Kalit so‘zlar:
ochiq banking, Open Banking, fintech, API integratsiya, BaaS, raqamli ekotizim, bank–fintech hamkorligi, O‘zbekiston bank tizimi, moliyaviy inkluzivlikAbstrak
Ushbu maqolada O‘zbekiston tijorat banklarida ochiq banking (Open Banking) tamoyillarini joriy etish va fintech kompaniyalar bilan integratsiya masalalari tahlil qilingan. Jahon amaliyotida ochiq banking ekotizimlarining rivojlanishi, API integratsiyasining iqtisodiy samarasi, O‘zbekiston bank tizimida mavjud imkoniyatlar va to‘siqlar ko‘rib chiqilgan. Tadqiqot natijalari asosida milliy bank tizimida ochiq banking arxitekturasini joriy etish hamda bank–fintech hamkorligini kuchaytirish bo‘yicha amaliy tavsiyalar taqdim etilgan
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