SUG‘URTA KOMPANIYALARINING MOLIYAVIY BARQARORLIGINI BAHOLASH METODOLOGIYASI VA INDIKATORLAR TIZIMI
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https://doi.org/10.5281/zenodo.21399618Kalit so‘zlar:
sug‘urta kompaniyasi, moliyaviy barqarorlik, to‘lov qobiliyati, Solvency II, CARAMELS modeli, indikatorlar tizimi, sug‘urta bozori, riskni boshqarish, aktuar zaxiralar.Abstrak
Maqolada sug‘urta kompaniyalarining moliyaviy barqarorligini baholashning nazariy-metodologik asoslari yoritilgan, xalqaro amaliyotda qo‘llanilayotgan baholash yondashuvlari (Solvency II tizimi, CARAMELS modeli, NAIC RBC, IMF FSI) taqqoslangan hamda O‘zbekiston Respublikasi sug‘urta bozoriga nisbatan qo‘llanish imkoniyatlari tahlil qilingan. Tadqiqot doirasida moliyaviy barqarorlikni baholashning asosiy indikatorlari tizimlashtirilgan, ularning hisoblash metodologiyasi ko‘rsatib berilgan. O‘zbekiston sug‘urta bozorining
2019-2025-yillardagi rivojlanish dinamikasi tahlil qilinib, milliy sharoitda qo‘llanilishi mumkin bo‘lgan kompleks baholash modeli taklif etilgan.
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